A Mortgage loan allows you to borrow funds using your property as security. It helps finance home purchases, construction, or personal needs with flexible repayment terms and competitive interest rates.
Morgage Loan Benefits
Higher Loan Amounts – Borrow larger sums by pledging your property.
Lower Interest Rates – More affordable than unsecured loans.
Flexible Repayment – Choose tenure and EMI options that fit your budget.
Financial Flexibility – Use funds for home purchase, construction, renovation, or personal/business needs.
Retain Property Use – Continue living in or using the property while repaying.
Tax Benefits – Interest paid may be eligible for tax deductions.
Build Credit History – Timely repayments improve your credit score.
Why GetMy Loan for your Mortgage Loan
GetMyLoan offers fast, transparent, and reliable mortgage solutions. With expert guidance, flexible repayment options, and competitive rates, we make financing your dream property simple and stress-free.
Mortgage Loan Features
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Secured Loan
Your property acts as collateral, ensuring safety for both you and the lender.
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High Loan Amounts
Access larger funds compared to unsecured loans.
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Flexible Repayment
Choose a repayment tenure that fits your budget.
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Competitive Interest Rates
Affordable rates to reduce financial burden.
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Multiple Purposes
Use funds for home purchase, construction, renovation, or personal/business needs.
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Easy EMIs
Pay in convenient monthly installments
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Tax Benefits
Eligible for tax deductions under applicable laws.
Eligibility
To apply for a loan, you need to meet the following criteria:
📅 Age: 21–60 years (salaried) / up to 65 years (self-employed)
💼 Employment: Salaried with a stable job OR self-employed with a proven business track record
💰 Income: Regular monthly income from salary, business, or profession
⭐ Credit Score: 650+ CIBIL score preferred
🏠 Residency: Must be a resident of India
Documents Required for Mortgage Loan
Salaried / Self Employee
Yes
- PAN
- Voter ID
- Passport
- Driving Licence
- Aadhar Card
- Passport
- Voter ID
- Driving Licence
- Aadhar Card
- Salary Slip/Certificate
- Form 16/ITR
- Bank Statement
Frequently Asked Que’s
Any salaried, self-employed, or business individual with valid income proof can apply.
You need ID proof, address proof, income proof (salary slips/ITR/bank statements), and business proof (if self-employed).
It depends on your income, credit score, repayment capacity, and lender’s policy.
EMI is based on loan amount, interest rate, and tenure. You can use our EMI Calculator for quick results.
With proper documentation, approvals usually take 24–48 hours.
Collateral is required for secured loans like Morgage loans
Yes, most banks allow it. Some may charge a nominal prepayment/foreclosure fee.

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